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What Should I Do After a Total Loss Car Accident in Florida?

Jul 12, 2021
Shamis & Gentile, P.A.
GAP Insurance Refund

Have you been in a total loss car accident in Florida, Maryland, Virginia, Michigan, Wisconsin, or Colorado? When accidents happen, you need to know what your options are if your insurance company determines that your vehicle is totaled in Florida. If you’ve had a vehicle (owned or leased) totaled while covered under an auto insurance policy in the last 5 years, you could be eligible for a payout.

Insurance companies such as State Farm Mutual Automobile Insurance Company and its subsidiaries cover the value of the car but exclude sales tax and other fees. This means that they may not be reimbursing their policyholders for the full value of their total loss vehicle.

How Is the Total Loss of Your Car Calculated After an Accident?

A vehicle is “totaled” when the damage resulting from a crash exceeds the total value of the vehicle. Therefore, the decision to total a vehicle has a lot to do with the value of the vehicle. So, an older used car could be totaled in what may be considered a minor crash.

What Should I Do If I Have Totaled My Car?

The first thing you must do is file your insurance claim. You will work with an adjustor who will give the decision. You will need to get all your documents together and don’t forget about the papers you keep in the car – get them out before the car is towed. Research your car’s value and your insurance policy. If you don’t have GAP cover, you may be losing out.

Can I Keep My Car If It Was Rendered a Total Loss?

If you own the car outright, you may choose to keep the totaled vehicle and have it repaired. If you still owe money on the car, that decision is up to the lender.

Having a car totaled is a stressful experience. It is made more stressful when insurance companies do not fulfil their obligations.

If you have experienced a total loss car accident and were not reimbursed for sales tax and other fees by your insurance company in the last five years, you may qualify to join a total loss car accident class action lawsuit investigation.

Shamis & Gentile, P.A. is dedicated to helping those being short-changed by their insurance companies like State Farm Mutual Automobile Insurance Company after a total loss vehicle accident. With a wealth of knowledge and experience handling complex litigation cases and achieving significant victories and settlements for clients (over 500 million recovered and counting), our team is equipped to bring the fight anytime and anywhere on behalf of our clients. Contact Shamis & Gentile, P.A. today about your total loss car accident in Florida, Maryland, Virginia, Michigan, Wisconsin, or Colorado.

Submit a Class Action Claim

Submit a class action claim today; there are no associated fees or expenses unless we manage to win the case on your behalf.